User Agreement of FareFolio Last Updated Date of This Agreement: June 10, 2026 Welcome to FareFolio (hereinafter referred to as "this App"). This App is a professional travel ledger and expense management toolkit application developed and operated by us (hereinafter referred to as "we"), which provides core services including Receipt COR, Bill Import, Advanced Export, Bill Health Check, Local Backup, Advanced Stats, Advanced Settlement, Line Item Split, Receipt Image Tools, Advanced Search, Batch Edit, Share Template and Encrypted Backup. This User Agreement (hereinafter referred to as "this Agreement") is a legally binding contract established between you (hereinafter referred to as "User") and us concerning your use of this App. Before you download, install and use any functions and services of this App, please carefully read and fully understand all terms of this Agreement, especially the disclaimer clauses, liability limitation clauses and intellectual property clauses. Your use of this App services means that you have fully understood and voluntarily accepted all contents of this Agreement, and reached a valid service legal relationship with us. If you disagree with any clause herein, please stop downloading, installing and using this App immediately. I. Service Content and Usage Conditions (I) Service Content This App provides users with professional and convenient local travel ledger and expense management services, covering intelligent Receipt COR recognition, one-click Bill Import, multi-format Advanced Export, professional Bill Health Check detection, reliable Local Backup, in-depth Advanced Stats analysis, intelligent Advanced Settlement accounting, precise Line Item Split, practical Receipt Image Tools, efficient Advanced Search, flexible Batch Edit, customizable Share Template and high-security Encrypted Backup, as well as auxiliary functions such as custom parameter setting, custom template saving, historical expense record viewing and financial data management required for using the above tools. We reserve the right to update, optimize, adjust, suspend or terminate part or all service functions of this App according to technical iteration, user demand changes and relevant laws and regulatory requirements. We will inform users by means of in-app pop-up windows, system announcements and other obvious ways. Your continuous use of this App will be regarded as acceptance of the adjusted service contents. (II) Usage Conditions Users shall have complete civil capacity to engage in civil acts. If you are a minor under the age of 18, you must read this Agreement under the supervision of your guardian and obtain explicit consent from your guardian before using this App. Minors shall use the App in accordance with guardian instructions and shall not input illegal, inappropriate or infringing bill and expense content without permission. You need to equip with Apple mobile devices that meet the running standards of this App and support the corresponding iOS system version. All costs such as device equipment expenses, mobile network traffic fees and power consumption expenses generated during use shall be borne by you independently. You promise that all behaviors of using this App comply with national laws, regulations, public order and good customs as well as Apple App Store review specifications. You shall not use this tool to process illegal, false and infringing expense records, or conduct irregular financial sorting and accounting behaviors. II. Account Use and Management Rules Users can quickly log in and use this App through Apple ID authorization without redundant independent registration procedures. If we launch new account registration functions in the follow-up, you shall fill in true, accurate and complete information, and bear all legal responsibilities for the authenticity and validity of the registered information. You shall properly keep your Apple authorized login identity and related use permissions. It is forbidden to lend, rent, transfer or sell your use qualification to any third party. All account security risks, information leakage losses and unauthorized operation consequences caused by improper custody shall be borne solely by you, and we shall not assume any relevant responsibilities. You can apply for account cancellation by contacting our customer service according to your personal needs. After the account is successfully cancelled, you will no longer be able to use all functional services and paid membership privileges of this App. All your use records, local custom settings, saved expense data, bill templates and related service data will be processed for deletion or anonymization in accordance with the provisions of the Privacy Policy (except for data that must be retained in accordance with laws), and the relevant data cannot be recovered after cancellation. III. Rights and Obligations of Users (I) User Rights You have the right to use all free functional services of this App legally and compliantly, and independently select various expense management tools to complete receipt identification, bill sorting, data statistics, account settlement and daily travel ledger management work that meet your personal needs. You have the right to put forward reasonable opinions, feedback suggestions and function optimization demands on the running experience, functional effect and service quality of this App, and we will optimize and adjust products appropriately based on effective user feedback. You have the right to exercise personal information protection rights such as information inquiry, data deletion and authorization withdrawal in accordance with this Agreement and relevant laws. For detailed rules, please refer to the Privacy Policy of this App. On the premise of abiding by this Agreement, you can independently choose to save, edit, delete custom bill templates, expense records, statistical data and settlement results, and freely manage your own custom financial content and ledger records. (II) User Obligations You must strictly abide by all contents of this Agreement as well as various official rules, usage prompts and service announcements issued by us. You shall not violate relevant laws and regulations, infringe upon the legitimate rights and interests such as portrait right, copyright, trademark right and privacy right of any third party. When you import bills, upload receipt images and input expense data for ledger management, you shall guarantee that all input content is legal, compliant and does not involve others' privacy, illegal, vulgar, defamatory or infringing information. All legal disputes, economic losses and legal liabilities arising from your input of non-compliant content shall be fully borne by you, and we have the right to restrict your use of App functions accordingly. It is prohibited to use all functions of this App to generate illegal, false and misleading financial records, and you shall not use this App to carry out any behaviors that damage network order and violate public interests. You are not allowed to carry out reverse engineering, decompilation, cracking, secondary modification and other destructive operations on this App program. You shall not maliciously use App functions in batches, repeatedly brush usage records, or use this App tool for unauthorized commercial publicity, profit-making promotion and other commercial behaviors without our written permission. You shall fully respect the intellectual property rights of this App. It is forbidden to copy, disseminate, disassemble and use the App interface, functional logic, exclusive tool templates and other core resources without authorization. All risks arising from your use of this App shall be borne by yourself, including but not limited to statistical results not meeting expectations, custom bill content loss caused by misoperation, service abnormality caused by network fluctuation and device failure, etc., and we shall not bear any direct or indirect losses arising therefrom. IV. Our Rights and Obligations (I) Our Rights We have the right to provide, maintain, update and iteratively optimize all service functions of this App in accordance with the agreed provisions, and have the right to suspend, adjust or terminate part or all services according to actual operation conditions, without assuming additional compensation liabilities to users (except for service interruption caused by our intentional or gross negligence). We have the right to check users' daily use behaviors and input custom bill content. Once we find that users violate this Agreement or use the App to engage in illegal and irregular behaviors, we have the right to take disposal measures such as limiting function use, clearing abnormal use records and suspending use qualifications, and reserve the right to report to relevant regulatory authorities. We have the right to revise and adjust the contents of this User Agreement and auxiliary management rules according to legal policy updates and product service optimization needs. The revised agreement will be announced in obvious positions within the App, and your continuous use of the App will be deemed as recognition and acceptance of the new agreement terms. We can collect and use anonymous device information and user behavior usage data within a reasonable scope to optimize product experience and repair system vulnerabilities. The specific collection scope and usage rules are subject to the provisions of the App Privacy Policy. We will strictly protect user information security and never disclose or abuse user private data without permission. We own complete and legitimate intellectual property rights of this App, including but not limited to application programs, running codes, interface design, brand logos, functional modules, exclusive ledger templates and all built-in tool original resources, which are protected by relevant intellectual property laws. No user shall use, copy or spread without our written official permission. (II) Our Obligations We shall provide users with stable, safe and smooth travel ledger and expense management services in accordance with the agreement, try our best to maintain the normal operation of all core tools, and timely repair known system loopholes and function failures. We shall strictly abide by personal information protection related laws and industry specifications, fully protect users' custom bill data, expense records and personal privacy security, and shall not arbitrarily disclose, sell or rent users' private information to any third party (except when required by laws and regulations or with users' explicit consent). For detailed rules, please refer to the App Privacy Policy. We shall timely respond to users' reasonable consultation, service complaints and problem demands, and complete problem handling and result feedback within 15 working days. We shall keep users' input bill content, saved templates and expense management records confidential in accordance with regulations, and shall not privately view, use or arbitrarily disclose users' personal custom financial content to irrelevant third parties without users' permission. All expense processing and ledger management services of this App are completed locally on users' devices. We shall clearly inform users of local processing rules and data storage specifications, and fully guarantee users' independent control rights of custom financial data and processing results. V. Intellectual Property Provisions All intellectual property rights such as copyright, trademark right and technical patent involved in this App software program, interface design and built-in functional resources are all legally owned by us, and are protected by relevant national laws. Without our written authorization, any user shall not carry out unauthorized use, commercial dissemination, modification derivation and other infringing behaviors. The intellectual property rights of all custom bill content, expense data and template materials input by users belong to you or the relevant legitimate rights holders. You shall ensure that you have obtained legal use authorization. Once intellectual property disputes arise due to input materials, you shall independently bear all responsibilities, which have nothing to do with us. If relevant losses are caused to us, you shall make full compensation. The expense statistical results, customized ledger templates and settlement data generated by users using this App belong to you personally. When you use and disseminate the generated results, you need to abide by laws and regulations and shall not infringe upon the legitimate rights and interests of others. Meanwhile, you agree to grant us a free, non-exclusive and usable authorization to use the function effect data for product function display, effect demonstration and service optimization, and we will not disclose your original custom bill materials and personal private information. Any third party that infringes upon the intellectual property rights of this App without permission shall bear corresponding legal liabilities, and we will firmly safeguard our legitimate rights and interests through legal channels. VI. Disclaimer If the normal use of this App is affected or the service is interrupted due to force majeure factors including but not limited to natural disasters, policy adjustment changes, overall network failure and server system failure, we do not need to bear any liability for compensation, and all losses arising therefrom shall be borne by users themselves. Abnormal statistical results, custom bill content loss, data damage and use failure caused by users' own misoperation, device system failure, third-party software interference and personal network environment problems shall be independently borne by users, and we shall not assume any relevant responsibilities. This App only provides convenient local travel ledger and expense management tool services, and does not guarantee that all data statistics, settlement and detection results fully meet users' subjective expectations or practical financial needs. All use effects and derived use risks are borne by users themselves. All legal disputes and economic losses caused by users' use of tool processing results shall have nothing to do with us. If users violate the provisions of this Agreement and relevant national laws, resulting in personal losses or joint losses of third parties, all legal liabilities shall be borne by users independently, and we shall not bear joint liability. If losses are caused to us, users need to make corresponding compensation. This App may involve third-party service links and auxiliary resources. The service rules and privacy protection clauses of all third-party platforms are independently formulated by the third party. We do not assume any guarantee and joint liability for third-party services, and users need to carefully check and abide by the relevant provisions of the third party when using them. We will try our best to strengthen the internal security construction of this App, but we do not promise that the App is completely free from all security risks. If user information leakage and service abnormality occur due to external network attacks, virus intrusion and other external factors, and we have fulfilled reasonable security protection obligations, we shall not bear relevant legal liabilities. We shall not be liable for any indirect loss, incidental loss, expected profit loss and reputation loss incurred by users in the process of using this App. VII. Agreement Modification and Termination (I) Agreement Modification We have the right to revise and adjust the terms of this User Agreement according to legal policy updates and product service optimization needs. The revised agreement content will be notified to users through in-app announcements, pop-up prompts and other forms. If you continue to use this App after the agreement is updated, it means that you fully recognize and accept all the revised terms; if you disagree with the revised terms, you can stop using this App and apply for account cancellation. (II) Agreement Termination This Agreement shall take effect officially when you start using this App, and the agreement relationship shall be terminated when you complete account cancellation or we officially stop the App service. If you seriously violate the provisions of this Agreement and relevant laws and regulations, we have the right to unilaterally terminate this service agreement, suspend all your use qualifications, clear your relevant use data, and all resulting responsibilities and losses shall be borne by you. If we need to stop the operation of this App and terminate all services due to business adjustment and policy requirements, we will issue an official announcement in the App 30 days in advance to properly handle user data follow-up matters, and we will not bear additional compensation liabilities unless it is caused by our intentional fault. VIII. Dispute Settlement In the event of any service dispute, rights dispute and interest dispute between both parties arising from the use of this App, both parties shall first resolve it through friendly negotiation; if the negotiation fails, either party has the right to file a lawsuit with the people's court having jurisdiction over our operating location. IX. Other Provisions This User Agreement constitutes the complete service agreement reached by both parties for the use of this App, replacing all previous oral and written agreed contents. If any clause of this agreement conflicts with the mandatory provisions of national laws, the relevant legal provisions shall prevail. If any single clause of this Agreement is judged to be invalid and unenforceable due to legal reasons, it will not affect the legal validity of other remaining clauses, and other clauses will continue to take effect normally. Your use of all services of this App shall be deemed that you have fully read, understood and agreed to all contents of the FareFolio Privacy Policy. The Privacy Policy is an integral part of this User Agreement, with the same legal effect. If you have any questions, usage suggestions, service complaints and rights demands about this Agreement and App functions, you can contact us through the official mailbox: Customer Service Email: nguyenthikieudie6989@icloud.com We will complete reception, reply and problem handling within 15 working days.